Qonto
Why use Qonto?
Qonto is a neo-bank, i.e. an online bank, which offers associations, start-ups, SMEs and the self-employed simplification of their financial management. It offers many advantages through its various services.
Qonto offers 6 types of bank accounts that can be adapted to the profile of each company (self-employed, freelancers, companies, etc.). It provides you with a variety of payment and collection methods. In particular, there is a choice of three bank cards for payments, international transfers, cheque deposits and cheque receipts by transfer... In addition, all subscription packages include a history of your transactions, real-time notification and an IBAN adapted to the country where you are established.
The advantages of Qonto?
The disadvantages of Qonto?
Overview of Qonto
Full description of the tool
Qonto is a digital solution created to meet the needs of small businesses that cannot access the services of traditional banks. It offers efficient and simple services. It supports the self-employed, small and medium-sized enterprises and associations. What are the advantages of using it?
Qonto offers attractive pricing
Qonto's rates are very favourable, no matter what type of business you are. If you are self-employed, the monthly subscription starts at €9 and from €29 for companies. It allows you to make substantial savings on your bank charges. But what will delight you even more is that with Qonto, there are no transaction fees.
Qonto offers efficient and diverse banking services
Qonto's banking services include fast and easy management of your teams, a very attractive accounting package. And above all, innovative tools to facilitate your transactions (premium bank cards, cheque deposit,...).
Qonto offers an efficient and convenient mobile application
With Qonto, you get a very powerful mobile app. The functionalities of this app are complete and represent the strong point of this neobank.
Qonto offers an innovative pro account
As Qonto's main goal is to make financial management easier for its users, the owners are always thinking of innovative services. For example, you have the possibility to open a pro account, regardless of the type of your business, as various legal forms are accepted by Qonto.
Our opinion
Qonto is a solution that has the advantages of traditional banks, plus modern and efficient services. Firstly, Qonto is reliable because it complies with the regulations in force regarding the protection of your funds. Second, it is transparent. And finally, it's an all-in-one solution that helps you make your accounting automatic.
Financial management becomes more connected, efficient and collaborative. Qonto does have some limitations. However, we believe that you should subscribe to the services of this bank to take advantage of its many advantages.