Swile
Why use Swile?
The use of the Swile Card is beneficial to both companies and their employees. When a company joins Swile by opening their company account, they add a list of their employees. And it is offered various services (parties, sharing of bills between employees, collective orders, instant messaging, etc.). These services promote cohesion between workers and boost collective life.
In addition to being light and practical, the Swile card is an ideal human resources medium to stimulate staff motivation. It is a real Mastercard and can therefore be used with any credit card software. With Swile, you can easily manage and use meal and gift vouchers. Totally dematerialized, this card relieves HR of all paper invoice and delivery voucher management. With a mobile app, any employee can use it to track expenses in real time and view their daily and overall balance.
In addition, the Swile card is cost-effective, as it can be used for group ordering, a service that allows employees to reduce their consumption. In addition, the automation of employee benefits processing on the platform means that the works council, HR department and even the accounting department do not waste time. In addition, Swile Card users can make unlimited purchases by linking the Swile account to their individual bank account.
The advantages of Swile?
Much more flexible than a meal ticket Ordering and payment possible on Uber Eats and Deliveroo Permanent real-time balance check Can be used in WE (depends on the company's configuration)The disadvantages of Swile?
Daily usage limit of €38 Too long a period of time to return refunds made in case of errorOverview of Swile
Full description of the tool
The Swile Card is not in paper format. This card has a mobile version that allows contactless payment. Users will be able to pay for their purchases using their smartphone, thanks to the Apple Pay and Google Pay applications. If you want to take full advantage of this dematerialization, download the Swile app on Google Play or App Store.
After registering and logging in to the user account, card management (lost/stolen, contactless, PIN code, etc.) and balance control can be done from the Swile application (available on Android and iOS). It is possible to perform the same actions on the Swile website by accessing your account.
For companies, opening an account takes just a few clicks on the Swile platform. All you have to do is fill in a form with your identity, a business email address and a contact. Before using Swile's services, you'll need to order some for your staff. On your administration interface, add a CSV file containing the names of the beneficiaries and click on "Create a benefit". These will then be delivered to the specified location.
Our opinion
The Swile Card offers a certain ease of use. We find that this tool will not degrade quickly as it is not made of paper like traditional vouchers. Its mobile version used via the Swile app is even more interesting. We already appreciate this software which is very smart, fluid and practical. Not only is there less risk of loss with the virtual card, but it is always with you.
We also discovered that this card is not expirable. The meal vouchers are automatically rolled over every month and every year. And this as soon as your employer activates the automatic annual renewal function. The Swile Card is based on the Mastercard network. It can therefore be linked to an individual bank account in order to manage overdrafts.
In conclusion, this card is much more than the new generation of meal tickets.
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